Does everyone need financial advice?
As an adviser, I’m maybe bucking the trend here when I say “No”.
I’d also put forward the idea that maybe it’s also not about “needing”, and more about “benefiting from…”
This article from Eric Ravenscraft of the website Lifehacker is one of a number that approach the question from a different angle. What you’d expect from a site that’s about finding the practical truth that “shortcuts” commonly understood norms.
It’s a short read, and the points she makes that I really connected with include:
Financial advice will help solve certain problems, but it doesn’t change the fact that there a big part of achieving financial independence is about what you do (and don’t do) personally.
It’s not enough just to read advice. To make it happens means doing it and keeping it at the forefront of your thinking.
At the end of the day, what you do (rather than what you know) is what creates the outcome(s).
Which makes me want to conclude it by saying that if you don’t know what you need to do and/ or you don’t know how to do it, then mybe advice is what you need.
Otherwise, maybe you just need to do it.
What do you think?
